HaiFiHaiFi

Deliverable

Bank Reconciliation

Plaid-connected bank feeds matched to journal entries with one-click categorization rules.

Cadence
Daily or weekly
Output
Reconciled bank account + posted JEs
Review
Auto or manual batch approval
Integrations
PlaidQuickBooks OnlineXeroAccounting Seed

How HaiFi does this

The workflow, step by step.

Every step captured in the audit log. The AI's reasoning chain is stored with the entry — your team can audit what was decided, why, and where the AI was unsure.

  1. 1

    Pull the bank feed

    Plaid-connected bank and credit card transactions, plus statement balances and pending items. Multi-account, all under one client.

  2. 2

    Match against the ledger

    Match each bank transaction to existing journal entries, invoices, or bills by amount, date, and counterparty. Surface unmatched transactions for classification.

  3. 3

    Apply categorization rules

    Firm and client-specific rules — by merchant, by amount range, by description pattern — applied to unmatched transactions. New patterns become reusable rules after a single classification.

  4. 4

    Draft entries for the unmatched

    What's left after matching and rules gets classified using the Expense Classification workflow — vendor lookup, prior pattern review, receipt match, web context.

  5. 5

    Reconcile to the statement balance

    Bank balance vs. ledger balance, with reconciling items (deposits in transit, outstanding checks, pending charges) flagged. Reconciliation closes when the difference is zero or explained.

  6. 6

    Approve and post

    Reviewer approves the batch and entries post to the ledger. The matched bank reconciliation closes the period for that account.

What you get

The deliverable, productized.

A reconciled bank account in the ledger — every transaction matched, every reconciling item identified, the statement balance tied to the GL. Plus the posted JEs for any transactions that needed classification.

Output preview
Posted to ledger
Audit log entry
Excel workpaper
Pending approval queue
Output format depends on the deliverable — see specifics above.

Without HaiFi vs. with

The time you get back.

Manual today

Bookkeeper opens the bank statement, walks each transaction against the ledger, types in classifications for the unmatched, manually applies rules in QBO, finds the reconciling items, ties the balance. ~1–3 hours per account per month — more if there are subledger discrepancies.

With HaiFi

Plaid feed reconciled on a daily or weekly cadence. Matched + classified in one pass. Reviewer signs off the batch — usually in under 10 minutes per account per run.

Deploy Bank Reconciliation in your firm.

Talk to an RDA. Assess. Pilot. Scale. Ready to scale firm-wide in 90 days.